The Heritage SIPP

The Heritage SIPP is a Self-Invested Personal Pension designed primarily for existing members and certain transfer scenarios within the scheme.


A Self-Invested Personal Pension (SIPP) is a pension savings vehicle for individuals who are comfortable making decisions about how their pension funds are invested, usually with the support of a financial adviser. SIPPs offer a wide range of investment options and provide flexibility in how retirement savings are managed.

The Heritage SIPP helps bring together a number of historic SIPP arrangements within the scheme and provides members with access to up-to-date scheme documentation and product information.

It may also be used in certain transfer scenarios where a flexible pension wrapper is required within the scheme.

The Heritage SIPP provides access to a wide range of investment options through platforms, managed portfolios and discretionary fund managers. All investments must comply with the scheme’s investment guidelines.

Who's it for?

  • Designed for existing members transferring from other SIPP arrangements within the scheme
  • Designed for individuals who value the flexibility of a self-invested pension
  • Also suitable for certain transfer scenarios where a SIPP within the scheme is required
  • Members working with a financial adviser to manage their pension investments

Available downloads

Application form

To be completed by the applicant and, where applicable, by the applicant’s appointed financial adviser.

Download

Application Form - for use with Ardan Wealth Platform

To be completed by the applicant and, where applicable, by the applicant’s appointed financial adviser.

Download

Key features

This document explains who the Heritage SIPP is for and the key features of the product.

Download

Fee Schedule

A full breakdown of the fee structure.

Download

Investment guidelines

This guide explains what a member can invest in.

Download

Terms & Conditions

All the terms and conditions of the Heritage SIPP explained.

Download

More downloads

Complete library of all available PDF downloads can be found here.

See all downloads